Thursday, August 13, 2009

No-Nonsense Money Saving Tips


Contrary to popular belief, money doesn’t grow on trees. Although sometimes I really wish it did! I don’t know about you, but lately I’ve noticed my wallet shrink in size. The reality is that everyone is affected by the economy in one way or another and no one is immune. For example, the other day I reviewed my bank account and noticed I am spending more in groceries than I did last year at this point. Now, I am no economist, but I can tell you what I see and that is my money isn’t able to stretch as it used to before. It’s now more than ever, where I see my friends and family use their creativity to help impact their bottom line.

I’ve created a list of no-nonsense essential tips that can help your money stretch and impact your bottom line.

Clothing/Shoes:
Ask for a final sale (FS) discount: Have you ever ran into the last item on the rack that is absolutely beautiful and is screaming your name? Except it has a blue stain from maybe a pair of denim jeans? Don’t walk away! If you think the stain can be removed with shout or a little soap and water then take it to the cash register and ask for a discount. All stores do this and are willing to give 10-25% off the merchandise so that they don’t deal with the pain of removing the stain themselves. This also works for missing buttons, tears and shoes. I recently asked for a FS and saved $10 on a beautiful jacket.

DSW: Sign up for the FREE DSW rewards program. They send you coupons after you’ve spent a certain amount and for your birthday! I have one for $5 off my next purchase!

Coupons:
At the grocery store:
I have an affinity towards Giant Grocery store because they accept competitor’s coupons (Safeway Stores) and double any coupons up to $.99 and give you $.10 for every reusable bag you bring in to take your groceries home. Every week wait for mail Safeway mailer which typically has coupons; I clip away and take them to Giant. Last weekend I got 2 boxes of 100 calorie pack Nabisco chips ahoy for $1.25.

Walmart: If you nearby a Walmart with a grocery department take your ads from competitors to the checkout stand with your groceries and they will match their competitions prices. I know someone who once saved $50 by doing this.

Where do you find coupons? Take 10 minutes and look at your weekly mailers, pick up the Sunday newspaper, go online to the competitor’s grocery store and print away. Ask the customer service desk to find out if your grocery stores can double and/or take competitors coupons. Last week I saved $35 on my weekly grocery bill (That’s a manicure!J)

Restaurants

Restaurant Week: Check out your local restaurant week details. Typically you can get a 3 course lunch for $20 bucks and a dinner for about $35 bucks. The DC Metro Restaurant Week this year is August 24-30.

Travel:
Catch the Bus: This mode of travel is a quick and easy no-nonsense way to get from point A to point B. Check out the hot $1 one way tickets on http://www.boltbus.com/ and http://www.megabus.com/ Earlier this year I traveled round trip on Bolt to NYC for $25 bucks! Plus, Bolt Bus has wireless internet on board.

Become a Jetsetter: For a limited time Jet Blue Airways is providing an all-you-can-fly pass for $599 to anywhere they travel. It’s available only from September 1st -October 1st. Hurry, these passes are on a first come first serve basis.

Give a Day, Get a Night: Until December 20th, Sage Hotels (Marriott, Holiday Inn’s) is offering those who volunteer at least 8 hours with a non profit, are eligible to receive a complimentary or 50% off a hotel night in one of their 50 participating Hotels.


It may sound minuscule when I say I saved $10 here and $25 here but at the end of the day those numbers add up and do impact my bottom line. All of these tips require a little bit of research and time and the ask. Try at least 3 tips next week, and let me know if they are no-nonsense ways to save money!

Wednesday, July 22, 2009

Happy & Stress Free Travel Tips


I’m sure, I’m the only person who’s ever experienced a stressful vacation or business flight. Whether by fault of my very own or because of inclement weather I’ve missed my flight or realized that I have lost baggage for an important business trip or found nobody helpful in the search of obtaining information about my delayed or cancelled status.

On my recent flight this week, while I waited in line for the security check point, the departure screen above me updated my flight with a red “DELAYED” status; I swiftly made a split second decision that allowed me to fly stress free from San Francisco, on home. During boarding, I observed overwhelmed travelers, delayed by two or three days, standing in long lines and dealing with frustrated airline agents. Does any of this sound familiar? In an effort to ensure that there are fewer travelers in distress including myself, I am compelled to share my personal travel tips and those of others bellow to ensure your next flight is a happy one, complete with stress free memories. Safe travels!

Before The Flight
Get to know the surrounding airports within driving distance of your inbound and outbound flight. This information is valuable when you have to make last minute travel changes due to delayed or missed flights and can be rerouted to another airport.

No More Delayed/Cancelled Flights
Instead of standing in line for an agent to help you change your delayed flight, call your airline’s 1800 number and speak to a customer service representative (typically they are under less stress and more helpful) and move to the next flight available, or fly into a different airport.

Use Technology To Fly
Layovers, cancellations or delays don’t stop Laura Esquivel (Washington, DC) from putting a damper in her travel schedule. She doesn’t leave home without her wireless internet air card, it’s allowed her to quickly find alternate flights when faced with inclement weather delays.

Tiffany Garcia from Dallas, Texas uses WalkingHotSpot uploaded from Handango.com for internet access. A $20 onetime fee provides her a lifetime subscription, to turn her phone’s internet into a Wi-Fi hot spot for up to 3 computers at once. This nifty application allows her to log on the net without a physical air card and instead use her phone to find a hot spot. She LOVES it!

A List Of Many
Making a list and checking it twice helps Long Beach, California resident Elizabeth Garibay avoid stressful situations. She makes a priority list a week before her travel of the items that are absolutely essential. She also reviews airline baggage weight limits and security regulations online to avoid surprises.

I always pack an extra set of clothes (business or pjs) in my carry on, in the event my luggage is lost in the abyss I have a back up.

This And That
Traveler Raquel Guerrero (Ft. Worth, Texas) always carries a set of flip flops to ease her way through security.
A large bag for women or a man bag for (you guessed it) men, is essential to Margarita Arevalo from College Station, Texas to help carry snacks, something to read, and a sweater for the cold plane ride.

Most importantly, in an effort to shoo away creepy guys, Cristina Jimenez (Seattle, Washington) recommends women to wear a ring on your engagement finger-unless you want to hang out with creepy guys, in that case never mind.